As experts with a combined 50 years
experience, our mission it is to help
you make a smart decision and get
the best value for your money

► Click here for our just-released, complimentary special report:
The Consumer’s Guide To Asset-Based Long-Term Care Insurance

About Us

Welcome to RetirementGuardian.com. We're a consumer research center and independent insurance agency specializing in asset-based long-term care insurance. Our mission is to arm value-minded consumers with the information they need to help make an informed purchase decision and get the best value for their money.

RetirementGuardian.com- the first service of its kind - is not tied to any insurance company or policy. We're totally independent, focus entirely on asset-based long-term care insurance plans and represent the leading carriers in the market today. Working independently allows us to be totally objective and to concentrate exclusively on the best interests of you, our valued client.

Our Mission

To provide an independent buying service to help consumers sort through the complexities of the various asset-based long-term care insurance plans on the market and select the one best suited to your needs. We do so by providing personalized comparative price and feature data on the most cost-effective plans from the most financially-secure insurers.

What We Do For You

Here is what we do for you:

  1. We do all the homework and research. Before deciding to apply for an asset-based long-term care insurance plan, it's advisable to do extensive research and read as much as you can about the carriers and the policies. At RetirementGuardian.com, we do all the challenging, time-consuming homework for you - and we make all of our research results available to you at your request.
  2. We start by creating a confidential Personal Profile. Basically, this outlines what you’re looking to accomplish, how you want to finance this retirement-planning tool and personal information such as your gender, age, marital status and the status of your health.
  3. We impartially shop the market for the best value. We take the confidential information contained in your Personal Profile and use it to impartially shop the market to match your needs and wants with the insurance companies willing and able to offer you the best value for your money and health.
  4. We meet with you at your convenience to review our results and present our recommendations. This meeting can be held at your home or office, online via our Personal Online ConsultationSM service, over the phone or one of our three Phoenix locations.
  5. We walk you through the application process risk free. If you decide to go forward, we facilitate the application process - making it go as quickly, easily and painlessly as possible. We keep you informed throughout the process.
  6. We deliver and explain your policy. Once your policy is issued, we offer to meet with you to explain your contract in detail. We want you to know exactly how it works.

Your Satisfaction Is Guaranteed

Your complete satisfaction is our number one objective. If you are not satisfied for any reason, you can return your policy within 30 days and receive a complete refund of any premium paid. Some of the carriers we represent offer a return of premium, or 'money-back', guarantee for much longer than the initial 30-day free look period. One even extends it for the life of the contract.

We Keep It Simple

We present complicated insurance information in an objective, easy-to-understand, user-friendly format. This enables you to analyze and compare the leading companies and policies on the market easily and comfortably from your home or office. We study all the fine print and translate all policy terms for you into easy-to-understand language.

We’re A One-Stop Shopping Service

We offer you a single point of contact for information, quotes and policies. This eliminates the need to spend hours searching for information and guidance with lengthy online searches and/or frequent consultations with different sales agents. With our one-stop consumer buying service, you can learn everything you need to know about asset-based long-term care insurance without ever leaving the comfort of your home or office.

We’re Encourage Your Feedback

We strongly encourage feedback from everyone who uses our service. We do everything we can to make certain we're meeting and surpassing your needs - and that the information we provide is clear and accurate. However, we'll be the first to admit that things can go wrong and data changes rapidly. That’s why we want to hear from you if you’re not satisfied for any reason - or if you believe something may not be accurate.

If you have a question or comment, please do not hesitate to call our CEO, Robert Davis, direct at 480-518-3891 or at rdavis@retirementguardian.com.

How Do We Make Money?

As independent insurance brokers, our consultations are provided to you at no cost and with no obligation. If you decide to buy a policy, we're paid a fee by the insurer you select. The amount we receive from the different companies we represent is very similar. However, we want you to be totally confident about the carrier and plan we recommend. So, in the spirit of full transparency, we will - at your request - divulge the amount we make for the plan we're recommending and the amount we would have been paid if you had purchased a competitive alternative. To inquire further, please contact our CEO, Robert Davis, direct at rdavis@retirementguardian.com.

Meet Our Chief Executive Officer

Robert Davis, Founder and CEO of RetirementGuardian.com, has over 25 years of experience in the industry and has been quoted as an authority in The Wall Street Journal, Kiplinger's, SmartMoney, BusinessWeek, Time, Barron's, The New York Times and The Arizona Republic. Prior to starting RetirementGuardian, Davis founded Long-Term Care Quote®, the nation's first, independent, direct-to-the-consumer insurance agency specializing in traditional long-term care coverage. Under his leadership, LTCQ grew into one of the nation’s largest, most profitable LTC agencies. In late 2006, he successfully sold LTCQ and temporarily retired. Davis - who earned a BA from George Washington University - has been a featured speaker at numerous national conventions and, in 2009, authored and published a strictly-educational, consumer e-Book entitled A Smart Decision Guide to Long-Term Care Insurance.

Meet Our Chief Operations Officer

Barbara Samples, Chief Operations Officer of RetirementGuardian.com, has over 25 years of experience in the insurance industry. Prior to co-founding RetirementGuardian, Samples was Vice President of Long-Term Care Quote®, the nation's first, independent, direct-to-the-consumer insurance agency specializing in long-term care coverage. Throughout her successful 25-year career in the insurance business, Samples served in multiple management and sales positions for some of the nation's largest carriers and agencies. She has a passion for asset-protection solutions and has been actively researching the insurance field with a focus on the latest trend in risk-management: asset-based LTC coverage.

RetirementGuardian.com - the first service of its kind - is a leading independent agency specializing in asset-based long-term care insurance. That’s all we do – and we do it well. We welcome the opportunity to assist you in taking an important step now to help protect your retirement savings, income, choice and independence from the impact of a long-term illness or disability.

For a free, no-obligation quote, please call 800-341-0297 or complete and submit the FREE Quote form on this page.

Get Free Quotes
With No Obligation
For personalized, complimentary quotes, please complete and submit this simple form. All information will be kept confidential. We impartially shop the market to find you the best value. To prepare customized, no-obligation quotes on the most suitable plans for you, it's necessary to have a brief conversation by phone or email. We purposely kept this online form short to help protect your privacy and save you time.
 
Mr. Mrs. Ms. Dr.
First name:
Last name:
Daytime phone:
Email:
Your State:   (Eg. AZ for Arizona)
Choose your preferred method of contact:
Phone Email
Keep me informed by email.
I accept your Terms and Conditions.
Your Privacy is protected at all times.
A licensed representative will contact you shortly to ask some very basic questions.
Your answers will allow us to prepare a truly-personalized and informative quote.
Get a Free Analysis
Of An Existing Policy
If you own a cash-value life insurance policy or an annuity, we'll review it for you for free. You may be able to upgrade to a better plan at no cost and completely tax free. It's called a 1035 Exchange - and we can show you how it works. There's no cost or obligation to find out. To request your Free Policy Analysis™, simply complete and return this form today:
 
Mr. Mrs. Ms. Dr.
First name:
Last name:
Daytime phone:
Email:
Your State:   (Eg. AZ for Arizona)
Tell us what you own: Cash value life
insurance Annuity
Choose your preferred method of contact:
 Phone Email
Keep me informed by email.
I accept your Terms and Conditions.
Your Privacy is protected at all times.
A licensed representative will contact you shortly to ask some very basic questions.
Your answers will allow us to prepare a truly-personalized and informative quote.

Request A Free, Personal Online ConsultationSM Today

At RetirementGuardian.com, we do something few other agencies do - we offer to meet with you at your convenience "live" right on your computer. That's right; we can consult with you at any time online.

We call it a Personal Online ConsultationSM and it's far less intimidating than an in-person meeting. Here's how it works: You call us to set an appointment. Afterwards, we send you an email containing a link. At the pre-set time, you log in, open our message and click on the link.

That's all there is to it. Within seconds, one of our licensed, knowledgeable representatives will appear on your screen and begin your customized consultation. It's private, easy, confidential and convenient. So call us today at 800-341-0297 to set your online appointment.

Of course, if you'd prefer to consult in a more traditional way - either in person, by phone, or via email - just let us know.